Led by Phil Gatti, Harbor Lights Risk Management takes pride in being an independent insurance agency focused on offering our clients broad range of options to fit their unique needs. We are your quality insurance services source that will save you money with proper insurance coverage from some of the leading insurance companies. We work for you - the customer - not the insurance company! With over 35 years of experience, we pride ourselves on our high level of service. Contact us today for a free consultation.